Question by Alex L.: for anyone who knows a lot about auto insurance?
i’m young and just got my driver’s license. after months of learing about licensing, i thought it was all over. but, no! there is another entire world out there……insurance! i have no idea what insurance or registration or any of that is, i didn’t learn about it because i thought i could by the car and be done with it. i have so many questions about what this “auto insurance” is…….what about the basics?
Best answer:
Answer by mamarat
You pay for insurance just in case you get into an accident and damage your car or someone else’s property or cause/receive injuries.
The law requires you to have a minimum amount of insurance to drive, but you can purchase more, like, if you drive a nicer car and want to be sure you’ll be able to afford repairs. Or you can just buy the minimum and hope you don’t need anything costly fixed.
Talk to an insurance agent about what would be right for you. You may be eligible for a student discount. An agent can explain to you how a claim works, should you get into an accident, and tell you just what you will end up paying.
Good luck!
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